Syarikat Takaful Malaysia Keluarga Berhad reports RM3.78b revenue and record RM616m profit before zakat and tax in 2025, driven by investment income and digital growth.

SYARIKAT Takaful Malaysia Keluarga Berhad (“Takaful Malaysia” or “the Group”), Malaysia’s pioneering takaful provider, has reinforced its leadership in the industry with a strong financial performance for the financial year ended 31 December 2025.

The Group recorded takaful revenue of RM3.78 billion, marking an increase of RM201.7 million from RM3.57 billion in 2024. Profit before zakat and tax also reached a record high of RM616 million, up from RM574.9 million in the previous year.

This growth was driven by the higher release of contractual service margin and stronger net investment income, reflecting the Group’s disciplined financial management and robust business fundamentals.

Group Chief Executive Officer Nor Azman Zainal said the results demonstrate the organisation’s ability to adapt and outperform despite economic uncertainties.

“Our 2025 results are a clear reflection of our strategic agility and market dominance. Despite a volatile economic landscape, we have consistently outpaced industry benchmarks through disciplined execution and a balanced portfolio.

“This growth is not just about numbers; it is a testament to our relentless pursuit of operational excellence and our commitment to delivering sustainable value to our stakeholders.”

Sustainable Growth Across Core Business Segments

Takaful Malaysia’s performance highlights the strength of its diversified portfolio and integrated business strategy, supported by several key drivers:

• Diversified Contributions – Strong growth from bancatakaful partnerships, treasury operations, employee benefits, and general takaful business lines.
• Rising Market Demand – Increasing public awareness on financial protection and growing demand for Shariah-compliant financial solutions.
• Digital Transformation – Strategic digital adoption that has enhanced operational efficiency and improved customer accessibility.

By effectively navigating market challenges, the Group continues to build a strong foundation for long-term sustainable value creation while maintaining its leadership position in Malaysia’s takaful sector.

Strategic Focus for 2026

Looking ahead, Takaful Malaysia will intensify efforts to strengthen customer-centric innovation, digital capabilities, and environmental, social and governance (ESG) integration.

A key growth driver remains the Group’s digital platform Kaotim, which has expanded the company’s reach into the direct retail protection market while complementing its established bancatakaful partnerships.

Nor Azman said the company’s strategy for the coming year will focus on expanding distribution channels and strengthening market presence.

“Our focus for 2026 is clear: agility and strategic market expansion beyond bancatakaful. We are accelerating efforts to diversify our distribution footprint and drive business growth across multiple touchpoints.

“By leveraging our core strengths and the momentum of our digital platforms and market expansion strategy, we are well-positioned to navigate future headwinds and continue generating long-term, sustainable value for our customers, partners, and shareholders.”

With strong financial fundamentals, expanding digital capabilities, and a diversified portfolio, Takaful Malaysia remains poised to drive innovation and strengthen its position as a leading takaful provider in Malaysia and the region.

 The Sun Malaysia